Hey there, road warriors of the Sunshine and Peach States! You know the grind. The rumble of the engine, the endless miles of asphalt stretching before you, the hum of the tires on a late-night run from Miami to Atlanta. It’s more than just a job; it’s a way of life, a commitment to keeping America rolling. But when you’re out there, whether you’re an owner-operator with a single rig or managing a fleet that could span a county, there’s one thing that keeps the gears turning smoothly, even when the unexpected hits: rock-solid insurance. And that, my friends, is where BHI Transport Insurance Co. comes in.

We’re not just some fly-by-night outfit popping up on your CB. We’re deeply rooted in the trucking community here in Florida and Georgia, and we’ve been dedicated to providing comprehensive, tailored insurance solutions that truly protect your most valuable assets – your truck, your cargo, and your peace of mind. We understand the unique challenges you face on these Southern highways, from hurricane season threats to the ever-present hustle of city deliveries. That’s why we’ve built our entire operation around understanding your world.
Think about it: you’ve invested your sweat, your capital, and your dedication into your rig and your business. You wouldn’t hit the road with bald tires, right? So why would you roll with inadequate insurance coverage? At BHI Transport, we don’t just sell policies; we forge partnerships. We’re talking about a team of dedicated trucking insurance experts who speak your language, understand your routes, and know the ins and outs of this industry like the back of their hand. Our President, Mr. Hall, is a third-generation insurance professional who even ran his own transport company and loved driving his rig to Atlanta for loads. He’s a lifelong advocate for truckers, and that passion permeates every aspect of our business. We’re licensed professionals in both Florida and Georgia, and our reputation in the trucking community speaks for itself. We’re proud to be a trusted name, built on years of reliable service and a commitment to our clients.
Let’s talk brass tacks, because in this business, every penny counts and every minute off the road is a minute lost. You need coverage that’s specifically designed for the trucking life, not some cookie-cutter plan that leaves you exposed when trouble comes knocking.
The Essential Coverages Every Trucker Needs
Truckers General Liability: This is your foundation, the bedrock of your asset protection plan. It’s not just a nice-to-have; it’s a must-have that goes beyond just what’s behind the wheel. We’re talking protection against bodily injury, property damage, and even personal injury claims. Think of it as your safety net for those “oops” moments that can happen on or off the road, protecting you from situations that exceed basic auto liability. It keeps you compliant with legal requirements and ensures you’re covered for those unforeseen events that can derail your operations.
Trailer Interchange: Heard about those high-paying trailer interchange agreements? They’re a sweet deal for maximizing profits, but only if you’re covered. Our trailer interchange insurance covers the third-party trailer you’re hauling, and you, from the big ones: collision, theft, fire, and other perils. Don’t let a great opportunity turn into a nightmare because you didn’t have the right policy in place. We make sure you can take those profitable loads without a second thought.
Unladen Liability (Bobtailing & Deadheading): You know the drill: sometimes you’re pulling an empty trailer (deadheading) or driving with no trailer at all (bobtailing) between hauls. These situations might seem low-risk, but they carry their own set of liabilities. Our unladen liability coverage ensures you’re protected, even when you’re not hauling a load. Because let’s face it, accidents don’t just happen when your trailer’s full.
Motor Truck Cargo: This is the big one for most of you. What you’re hauling is your livelihood. Whether it’s perishable goods headed to the coast or heavy equipment destined for a construction site, you need to protect yourself from loss or damage to anything you’re carrying or in your custodial care. BHI Transport Insurance Co. is a leading motor truck cargo provider in Florida and Georgia, and our dedicated team knows how to tailor a policy that fits the unique nature of your freight. From spillage to theft, we’ve got your back.
Commercial Auto Liability: Beyond the specifics of your truck, your vans, pickups, service trucks, and even your box trucks need robust protection. Our commercial auto liability policies give you peace of mind in case of an unfortunate accident. It’s about protecting all your work vehicles, ensuring that a fender bender doesn’t turn into a business-breaking setback.
Comprehensive & Collision: Your rig is your office, your living room, and your biggest investment. Experienced truckers in Florida and Georgia understand the absolute importance of top-tier comprehensive and collision coverage. This is your “total asset protection” – covering everything from a ding in the parking lot to major repairs after a highway incident. We’re talking about protecting your rig from non-collision damages like theft, vandalism, fire, and those infamous Florida thunderstorms, as well as covering the costs of repairing or replacing your truck after an accident, regardless of fault. Smart truckers in Panama City, and across the states, know to call the expert agents at BHI Transport Insurance Co. for these critical coverages.
At BHI Transport Insurance Co., we believe your dedication on the road deserves unparalleled protection and savings, because your peace of mind is our priority.
We understand that juggling routes, dispatch, maintenance, and the ever-present fuel costs can be a challenge. That’s why we’ve streamlined our processes to save you time and money. Our proprietary system allows our expert agents to quickly identify all the policies and coverage you need, ensuring you get comprehensive protection without paying for what you don’t. In fact, many truckers find they can save up to 20% on their premiums while getting even better coverage when they switch to BHI Transport. And we offer 24/7 self-serve access to your documents – no more waiting on hold when you need a policy quick.
We’re not just insurance agents; we’re part of the same community. We see you out there, day in and day out, moving the goods that keep our economies strong. We know the lonely stretches of I-75, the bustling ports of Jacksonville and Miami, and the constant demand for reliable service. Our commitment is to be your trusted partner, ensuring that your wheels keep turning, your cargo stays safe, and your business remains resilient against whatever the road throws your way.
Don’t just take our word for it. Give us a call, swing by our office in Panama City, or hop online. Let us audit your current coverage or get you a free, no-obligation quote. See for yourself how BHI Transport Insurance Co. can bring total asset protection, peace of mind, and real savings to your trucking operation. We’re ready to roll when you are.
Ready to get a free quote and discover how BHI Transport can keep you rolling strong? Visit us at: https://bhitransport.com/main-office.htm